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Our Process

Our Process

Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.

We start with the end in mind.

We start with the end in mind.

Based on your input, we employ a 5-step process through a Tax Smart lens that is focused on delivering the outcome you desire.

The Avantax Advantage - 8 point Tax Smart Investing

We firmly believe that all financial decisions are , at their core, tax decisions. That's why we utilize an 8-Point Tax Smart Framework for wealth management, giving you a unique advantage in your financial plan with the potential to maximize outcomes, by keeping more of what is yours.


By leveraging tax and financial advisory experience, we will help ensure your wealth management plan is operating in a tax-optimized manner. You won't pay any more than necessary in taxes, and we always look for ways to reduce current and future tax burdens.


Whatever your vision of retirement is, goal-setting and financial planning are necessary for your retirement to live up to your expectations. We will help you make the most of your employer-sponsored plans, IRA's, and other retirement plans to ensure your income is sustained during retirement, a time when you reward yourself for years of hard work.


Our goal is to allocate investments to place them in the right accounts to help minimize annual tax consequences - thus helping you keep more of what is yours. We will continually review your asset allocation needs, help you understand your risk tolerance and recommend appropriate investment strategies to protect your wealth and reach your goals.


Illness and injury can happen to anyone. Risk Management is insurance planning to protect your lifestyle and your family who are dependent on your income. Asset and income strategies include shielding assets from illness, taxation and frivolous third party claims. Successfully planning for these potential events can not be overstated, considering the impact this can have on your overall plan.


Considering that education costs increase significantly each year, your children's education --- as well as your current and future lifestyles depend on the wealth you build up now. It's important to regularly review your specific goals, and actively plan for education costs. Education planning guides you through the process of investing in the future of your children and grandchildren, using tax-advantaged investment options and life insurance.


Designing your estate plan and defining your legacy is one of the most difficult and emotional components of your wealth management plan. Successfully planning wealth transfer is critical to fulfilling the promises you've made. We will work to minimize income and estate taxes, while maximizing the financial opportunities you provide to your heirs and chosen beneficiaries. The goal is to help you leave behind the legacy you desire.


Business owners have countless daily demands on their time. Additionally, they must save for retirement and plan for what will happen to the business when the owner retires. Whether it's a buy-sell agreement between owners, income preservation plans or tax-advantaged business structures, we offer comprehensive support for complex business planning needs.


Any event that forces dramatic and sweeping changes, such as marriage, divorce, birth, death or a large inheritance is considered a special situation. There are often tax considerations with these events which can have a major impact on your estate plans and investment strategies. We will guide you through these situations to make sure you are prepared.