Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Average American Budget Learn about the average American budget in this fun and interactive piece. Assess Life Insurance Needs How to help determine life insurance needs to provide for your family after you pass away. Insurance Needs Assessment: When You're Young and Single Even if you’re young and single, you should still consider protecting yourself.